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DID YOU KNOW A MUTUAL FUND HAS EXPENSES?

Have you ever thought about how a fund pays for the printing and mailing of shareholder reports or for keeping track of a shareholder's fund account and reporting account activity to that shareholder? Well, a fund pays for these costs and other investment-related expenses through the fees charged to shareholders. All mutual funds have fees because all mutual funds have expenses. The expenses covered by these fees are listed in detail in the fund's prospectus. This section also includes a hypothetical example, which outlines the effect of expenses on a $10,000 investment. All fund companies are required to use the same assumptions for this example. That way, it's easy for an investor to compare fees for different mutual funds - another reason why it's important for investors to read a fund's prospectus very carefully before investing.



 
 
Please consider the objectives, risks, charges and expenses of any Columbia fund carefully before investing. Contact your financial advisor for a prospectus, which contains this and other important information about the fund. You should read it carefully before investing.